Missouri Housing Development Commission has issued a new bond for First Time Homebuyers!  Even less than perfect credit will not hurt you from taking advantage of this tremendous offer!

For one to two people in the family, income cannot exceed $57,000 annually and for 3 or more people, income cannot exceed $65,550. 

The rates are 5.9% if you have some cash to put down on the house or if you prefer to borrow the 3% downpayment, the rate will be 6.35%.  These are outstanding rates compared to today's fixed rate loan at 6.125% 

Call Mark Widdicombe at Heartland Mortgage, a Sandie Hea Team preferred Lender! 314-512-8915 or 636-448-7858